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18 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 18 mortgage brokers in Waterloo, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fischels Commercial and Residential Group
3510 Kimball Ave, Waterloo, IA 50702
3192345000
River's Edge Mortgage
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Jared Schmit - Mortgage Loan Officer
131 E Tower Park Dr #100, Waterloo, IA 50701
3198744336
Haleigh Sperfslage - Mortgage Loan Officer
131 Tower Park Dr #100, Waterloo, IA 50701
3198744366
Gigo Cejvanovic – Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192878342
Guild Mortgage - John Higdon
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Lori Honermann - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365659
Guild Mortgage - Derek Forsythe
999 Home Plaza Suite 203, Waterloo, IA 50701
5159548622
Chris Wander Mortgage Banking Officer BankIowa
3222 Kimball Ave, Waterloo, IA 50702
3198887022
Guild Mortgage Company
999 Home Plaza Suite 203, Waterloo, IA 50701
3193780501
US Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50701
8008722657
Bob Borcherding - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365637
Kelly Newton-U.S. Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50702
3192345892
LSB Mortgage
999 Home Plaza, Waterloo, IA 50701
3192689171
Commercial Lending Waterloo, IA
131 E Tower Park Dr, Waterloo, IA 50701
3197741896
Jordan Schick: NMLS#37662 | Lincoln Savings Bank
242 Tower Park Dr, Waterloo, IA 50701
3192690448
Steven Schneider at Rate (NMLS #796680)
531 Commercial St Suite 202, Waterloo, IA 50701
5153485990
U.S. Bancorp Advisors - Financial Advisors: Matt J Gary
425 Cedar St, Waterloo, IA 50701
3192353274
Mortgage brokers in Waterloo, Iowa help home buyers and refinancers connect with lenders for residential loans. Iowa law requires mortgage brokers to be licensed through the Iowa Division of Banking. Local brokers understand the housing market in Black Hawk County and can assist with conventional, FHA, and VA loans.
What Does a Mortgage Broker in Waterloo Cost?
Mortgage broker fees in Iowa typically range from 1 to 2 percent of the loan amount. For a 200,000 dollar loan, this might be 2,000 to 4,000 dollars. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Waterloo Iowa?
A mortgage broker acts as a middleman between you and multiple lenders. They gather your financial information, compare loan options, and help you apply for a mortgage. In Iowa, brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Waterloo?
Look for a broker licensed by the Iowa Division of Banking. Check their experience with local properties in Waterloo and ask about their fee structure. You can verify a brokers license on the Nationwide Multistate Licensing System website.
Are there Iowa specific rules for mortgage brokers?
Yes, Iowa Code Chapter 535D governs mortgage brokers. Brokers must provide a written agreement and a good faith estimate of costs. They cannot charge fees before you receive a loan estimate, and they must disclose any conflicts of interest.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.