Find Mortgage Brokers Near You in Des Moines, IA
Browse mortgage brokers serving Des Moines, Iowa. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Iowa before hiring.
Showing 8 mortgage brokers in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Broker in Des Moines Cost?
Mortgage broker fees in Iowa typically range from 1% to 2% of the loan amount. For a $200,000 loan this means $2,000 to $4,000 in broker compensation. Some brokers charge a flat fee of $2,500 to $5,000. You may also pay third party costs like appraisal and credit report fees. Costs vary by loan type lender and your credit profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Des Moines Iowa?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information shop for loan products and present offers. In Iowa brokers must disclose their fees upfront and provide a Good Faith Estimate within three business days of application.
How do I choose a mortgage broker in Des Moines?
Look for a broker who is licensed in Iowa and has experience with local property types. Check their NMLS number and read reviews. Ask about their loan options and how they get paid. Iowa law prohibits brokers from receiving a fee unless they have a written agreement with you.
Are there specific Iowa rules for mortgage brokers?
Yes Iowa Code Chapter 535D regulates mortgage brokers. Brokers must be licensed pass a background check and maintain a surety bond. They cannot charge fees before you sign a loan application. Iowa also requires brokers to give you a Mortgage Loan Origination Agreement within three days.