Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 9 mortgage brokers in Cedar Falls, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Structure Real Estate
201 Washington St, Cedar Falls, IA 50613
3192602016
Scott Mueller - Mortgage Loan Originator
3621 Cedar Heights Dr, Cedar Falls, IA 50613
3195752470
OneMain Financial
4618 University Ave, Cedar Falls, IA 50613
3192666281
Angie Rael - Mortgage Loan Officer
3621 Cedar Heights Dr, Cedar Falls, IA 50613
3192365617
Stacey Reicherts - Mortgage Loan Originator
1050 Brandilynn Blvd, Cedar Falls, IA 50613
3192747591
Kyle Langenberg - UICCU Mortgage
3409 Cedar Heights Dr #6227, Cedar Falls, IA 50613
3199614987
Community Bank & Trust
312 W 1st St, Cedar Falls, IA 50613
3192912000
Hard Money Lenders Cedar Falls IA
2512 White Tail Dr, Cedar Falls, IA 50613
3193201931
U.S. Bank-Mortgage Loan Officer-Eric Meinders
222 Washington St, Cedar Falls, IA 50613
3192353254
What Does a Mortgage Broker in Cedar Falls Cost?
Mortgage broker fees in Iowa typically range from 1% to 2% of the loan amount. For a $200,000 home loan, this could be $2,000 to $4,000. Some brokers charge a flat fee instead, often between $1,500 and $3,000. Costs vary based on loan complexity and lender terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Cedar Falls Iowa?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. In Iowa, brokers must follow state licensing requirements and provide clear fee disclosures.
How do I choose a mortgage broker in Cedar Falls?
Look for a broker who is licensed in Iowa and has experience with local real estate markets. Ask about their fee structure and the lenders they work with. Verify their license through the Iowa Division of Banking or the NMLS Consumer Access website.
Are there Iowa specific rules for mortgage brokers?
Yes, Iowa Code Chapter 535B governs mortgage brokers and loan originators. Brokers must be licensed, pass a background check, and complete continuing education. They must also provide a Good Faith Estimate of closing costs within three business days of your application.