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Find Mortgage Brokers Near You in Council Bluffs, IA
Directory of mortgage brokers in Council Bluffs, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Council Bluffs, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 17 mortgage brokers in Council Bluffs, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Coyle - Flat Branch Home Loans
900 Woodbury Ave #7d, Council Bluffs, IA 51503
4026898034
NEO Home Loans : Dylan Dravland
215 W Broadway, Council Bluffs, IA 51503
4026815511
Erin Trescott - Guild
149 W Broadway, Council Bluffs, IA 51503
4029812011
Nicki Montelongo - NEO Home Loans
215 W Broadway, Council Bluffs, IA 51503
4023075827
CharterWest Bank Mortgage Center-Council Bluffs, IA
900 Woodbury Ave #2b, Council Bluffs, IA 51503
7127962700
OneMain Financial
255 W Broadway, Council Bluffs, IA 51503
7123237105
Joe Stephens
215 S Main St Ste 307, Council Bluffs, IA 51503
7124354175
DJ Rorebeck | Mortgage Advisor | NMLS# 457139
900 Woodbury Ave, Council Bluffs, IA 51503
7127962702
Melina Arroyo - Mortgage Loan Officer
2040 W Broadway, Council Bluffs, IA 51501
8002353228
Lori Brokman
215 S Main St Ste 307, Council Bluffs, IA 51503
7124354176
Flat Branch Home Loans
900 Woodbury Ave #7d, Council Bluffs, IA 51503
7124351600
Guild Mortgage Company
149 W Broadway, Council Bluffs, IA 51503
4023154549
US Bank Mortgage
350 34th Ave, Council Bluffs, IA 51501
8008722657
US Bank Home Mortgages
421 W Broadway, Council Bluffs, IA 51503
7123252993
CMG Financial Mortgage
215 S Main St Ste 306, Council Bluffs, IA 51503
7124354176
Sherry Neubaum-U.S. Bank Mortgage
421 W Broadway, Council Bluffs, IA 51503
7123252993
Stephanie Brownlee at Rate (NMLS #2518386)
12 Menard Drive Office #1, Council Bluffs, IA 51503
4026082929
Mortgage brokers in Council Bluffs, Iowa help homebuyers find and compare loan options from multiple lenders. Iowa law requires mortgage brokers to be licensed through the Iowa Division of Banking, and they must follow state regulations on fee disclosures and loan estimates. Working with a local broker can give you access to lenders familiar with the Council Bluffs real estate market and Pottawattamie County property values.
What Does a Mortgage Broker in Council Bluffs Cost?
Mortgage broker fees in Iowa typically range from 1% to 2% of the loan amount. For a $250,000 home, this means a fee of $2,500 to $5,000. Some brokers charge a flat fee instead, often between $1,500 and $3,000. You may also pay application fees, appraisal fees, and other third party costs. These fees are in addition to the down payment and closing costs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Council Bluffs Iowa?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan programs, and help you compare interest rates and terms. In Iowa, brokers must provide a Good Faith Estimate of closing costs within three business days of your application.
How do I choose a mortgage broker in Council Bluffs?
Look for a broker who is licensed with the Iowa Division of Banking and has experience with local property types. You can check a brokers license status on the Nationwide Multistate Licensing System website. Ask about their fee structure and how they are compensated before you agree to work with them.
What documents do I need to apply for a mortgage in Iowa?
Typical documents include pay stubs from the last 30 days, W-2 forms from the last two years, federal tax returns, bank statements, and proof of any other assets. Iowa lenders may also require a copy of your photo ID and a signed authorization to check your credit.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.