Mortgage Brokers in Lihue, HI
Directory of mortgage brokers in Lihue, Hawaii. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Hawaii before hiring.
Showing 12 mortgage brokers in Lihue, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Lihue, Hawaii help home buyers and refinancing homeowners find loan options from multiple lenders. Brokers must hold a valid Hawaii mortgage broker license and follow state regulations under Hawaii Revised Statutes Chapter 454. Working with a local broker can be helpful because they understand Kauai property values and the unique aspects of Hawaii real estate transactions.
What Does a Mortgage Broker in Lihue Cost?
Mortgage brokers in Hawaii typically charge a fee of 1% to 2% of the loan amount. For a $500,000 home, this means $5,000 to $10,000 in broker fees. Some brokers are paid by the lender instead of the borrower. Always ask for a written Loan Estimate that shows all fees before you proceed. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need a mortgage broker to buy a home in Lihue?
No, you can apply directly with a bank or credit union. However, a mortgage broker can compare loan products from multiple lenders to find terms that fit your situation. This can save time and potentially lower your costs.
What license does a mortgage broker need in Hawaii?
Mortgage brokers in Hawaii must be licensed through the Hawaii Division of Financial Institutions and the Nationwide Multistate Licensing System. They must also complete continuing education and pass a background check.