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Browse mortgage brokers serving Hilo, Hawaii. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Hilo, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 15 mortgage brokers in Hilo, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family Mortgage Company of Hawaii Inc.: Jon Kimura & Donna Dodd
762 Kanoelehua Ave Suite C, Hilo, HI 96720
8089350678
Nicolette "Niki" Hubbard, Mortgage Loan Officer
99 Aupuni St Suite 214, Hilo, HI 96720
8089367673
Academy Mortgage
234 Waianuenue Ave Suite 103 & 104, Hilo, HI 96720
Mortgage brokers in Hilo help you compare loan options from multiple lenders to find the right home financing for your needs. Hawaii has specific laws regarding mortgage loan originators, who must be licensed through the Hawaii Division of Financial Institutions. Local brokers understand Hilo real estate market conditions and can guide you through the unique aspects of buying property on the Big Island.
What Does a Mortgage Broker in Hilo Cost?
Mortgage broker fees in Hawaii typically range from 1% to 2% of the loan amount, though some brokers may charge a flat fee of $2,000 to $5,000. These costs are often paid by the lender or rolled into the loan. You may also pay application fees and third-party costs like appraisal and credit report fees. Actual costs vary by loan type and borrower situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Hilo do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products from various banks and credit unions, and help you complete the application process. In Hawaii, brokers must hold a valid mortgage loan originator license.
How is a mortgage broker different from a bank in Hilo?
A bank offers only its own loan products, while a mortgage broker can access loans from multiple lenders. This can give you more options for rates and terms. Hawaii law requires brokers to disclose their fees and any lender compensation in writing before you commit.
What documents do I need for a mortgage broker in Hilo?
You typically need recent pay stubs, tax returns for two years, bank statements, and identification. For self-employed borrowers, Hawaii lenders may ask for profit and loss statements. The broker will also check your credit score and debt-to-income ratio.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.