Skip to main content

Compare Mortgage Brokers in Kaneohe, HI

Looking for a mortgage broker in Kaneohe? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Kaneohe, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 3 mortgage brokers in Kaneohe, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
45-1117 Kamehameha Hwy #103, Kaneohe, HI 96744
8082350006
B & B Mortgage Solutions
45-1144 Kamehameha Hwy # 404, Kaneohe, HI 96744
8082364289
High Tech Lending
44-662 Kuono Pl, Kaneohe, HI 96744
8082619999

A mortgage broker in Kaneohe can help you find home loan options that fit your needs. Hawaii has specific laws regarding mortgage lending, including the requirement that brokers be licensed under the Hawaii Secure and Fair Enforcement for Mortgage Licensing Act. Local brokers understand the unique Kaneohe market, including properties in flood zones and leasehold land considerations.

What Does a Mortgage Broker in Kaneohe Cost?

Mortgage brokers in Hawaii typically charge a fee of 1% to 2% of the loan amount. For a $500,000 home in Kaneohe, this could be $5,000 to $10,000. Some brokers are paid by the lender instead of the borrower. Always ask for a Loan Estimate that shows all fees. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Kaneohe?
A mortgage broker acts as an intermediary between you and multiple lenders to find a suitable home loan. They handle paperwork and compare rates from different banks and credit unions. In Hawaii, brokers must follow state disclosure rules under Hawaii Revised Statutes Chapter 454F.
Do I need a mortgage broker for a condo in Kaneohe?
You can apply directly to a lender, but a broker can help if you have unique needs like a leasehold property or a low down payment. Many Kaneohe condos are part of associations with specific lending requirements that a local broker can navigate.
How long does the mortgage process take in Hawaii?
A typical mortgage process in Hawaii takes 30 to 45 days from application to closing. Delays can occur due to property title issues or flood zone insurance requirements common in Kaneohe. Your broker can help you prepare documents to avoid delays.