Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 4 mortgage brokers in Pearl City, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Money Mart
719 Kamehameha Hwy a101, Pearl City, HI 96782
8084553500
Mechanics Bank
98-1258 Kaʻahumanu St #104, Pearl City, HI 96782
8084844750
Finance Factors
850 Kamehameha Hwy # 161, Pearl City, HI 96782
8084532100
HighTechLending Inc.
803 Kamehameha Hwy Suite 313, Pearl City, HI 96782
8087927600
What Does a Mortgage Broker in Pearl City Cost?
Mortgage broker fees in Hawaii typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $1,500 and $3,000. You may also pay for an appraisal and credit report. Costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Pearl City Hawaii?
A mortgage broker connects you with lenders to find a home loan that fits your needs. They handle paperwork and compare rates from different banks. In Hawaii they must be licensed by the state Department of Commerce and Consumer Affairs.
How do I choose a mortgage broker in Pearl City?
Look for a broker with a valid Hawaii mortgage broker license. Check their experience with local lenders and ask about fees upfront. You can verify a license through the Hawaii DCCA website.
Are there special mortgage rules for Hawaii properties?
Yes Hawaii has unique rules like the condominium property regime and leasehold land laws. Some properties may have restrictions on financing. A local broker can help you understand these specific requirements.