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Looking for a fha loan specialist in Wolfforth? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Wolfforth, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Wolfforth, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hub City Lending
9002 F M 1585 H, Wolfforth, TX 79382
8665203481
Aaron Garrett - Mortgage Lender - NMLS#1594370
301 Ranger St, Wolfforth, TX 79382
8065353756
FHA loan specialists in Wolfforth, Texas help homebuyers and homeowners navigate FHA-insured mortgages, which are popular in the South Plains region for their low down payment options. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). A local specialist can explain Texas-specific property tax exemptions and the state's unique homestead laws that affect FHA loan eligibility.
What Does a FHA Loan Specialist in Wolfforth Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.55 percent to 0.85 percent depending on loan term and loan-to-value ratio. Closing costs in Wolfforth often range from 2 to 5 percent of the purchase price, covering appraisal, title insurance, and lender fees. Texas law caps certain fees like the origination fee at 1 percent for FHA loans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Wolfforth Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Texas law does not impose additional credit score requirements beyond FHA guidelines.
How long does an FHA loan take to close in Texas?
FHA loans in Texas generally close within 30 to 45 days from the application date. The timeline can vary based on appraisal scheduling and underwriting review. Texas law does not set a specific closing timeline for FHA loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.