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Find FHA Loan Specialists Near You in Alvin, TX

Looking for a fha loan specialist in Alvin? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Alvin, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 fha loan specialists in Alvin, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
2625 South Loop 35, Alvin, TX 77511
2812993200
Guild Mortgage- Rene Key
112 S Gordon St, Alvin, TX 77511
8178009967
Security Finance
310 E House St, Alvin, TX 77511
2815850294

FHA loan specialists in Alvin Texas guide home buyers through the FHA loan process. These loans are insured by the Federal Housing Administration and require a lower down payment than conventional loans. In Texas, FHA loans must comply with state property tax and homestead exemption rules, which can affect your total monthly payment.

What Does a FHA Loan Specialist in Alvin Cost?

Typical costs for an FHA loan specialist in Texas include an origination fee of about 1 percent of the loan amount and third party fees for appraisal, credit report, and title services. These third party fees often range from 500 to 1500 dollars. Closing costs for an FHA loan in Texas generally total 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum credit score for an FHA loan in Alvin Texas?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with a score between 500 and 579 may still qualify but need a 10 percent down payment. Each lender may set its own requirements above the FHA minimum.
Can I use an FHA loan to buy a home in Alvin Texas if I have a previous bankruptcy?
Yes, you can use an FHA loan after a bankruptcy. You must wait at least two years from the discharge date of a Chapter 7 bankruptcy. For a Chapter 13 bankruptcy, you may qualify during the repayment plan if you have made timely payments for at least one year and get court approval.