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Showing 3 fha loan specialists in Bartonville, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veteran Community Mortgage - Powered by Waterstone Mortgage
2652 FM 407 #215a, Bartonville, TX 76226
4693406451
John Volleman
2652 FM 407 #215F, Bartonville, TX 76226
2547840334
Eddy Foster - Lone Star Home Mortgage
1341 Saddlebrook Ct, Bartonville, TX 76226
2144159406
What Does a FHA Loan Specialist in Bartonville Cost?
Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual MIP of 0.45 to 1.05 percent. Closing costs generally range from 2 to 5 percent of the purchase price, including title fees, appraisal fees, and lender charges. Costs vary by lender and borrower profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Bartonville?
An FHA loan specialist is a mortgage professional who focuses on FHA loans. They guide borrowers through application, underwriting, and closing, ensuring compliance with HUD guidelines and Texas-specific regulations like the Texas Constitution Article XVI Section 50 on home equity loans.
What are the credit score requirements for an FHA loan in Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Texas lenders may have overlays, so a specialist can clarify specific requirements.
Are there Texas-specific rules for FHA loans?
Yes. Texas has unique homestead laws that affect loan terms, including a 12-month seasoning period for certain properties. FHA loans also require an appraisal by a HUD-approved appraiser, and Texas law mandates specific disclosures about property taxes and insurance.