ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Addison. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Addison, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 12 fha loan specialists in Addison, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Click n' Close, Inc.
15301 Spectrum Dr #405, Addison, TX 75001
8665447013
Total Lending Concepts | Dallas, TX Mortgages
16175 Addison Rd, Addison, TX 75001
2146008001
Signature Lending Services
15851 Dallas Pkwy #600, Addison, TX 75001
8779482562
Chris Pedison at CrossCountry Mortgage | NMLS #272747
15851 Dallas Pkwy Suite 700, Addison, TX 75001
9032153226
The Texas Home Team
15601 Dallas Pkwy #125, Addison, TX 75001
2144852200
The Cooksey Branch of Cross Country Mortgage, LLC.
An FHA loan specialist in Addison Texas can guide you through the process of obtaining a government-backed mortgage insured by the Federal Housing Administration. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. These specialists help buyers with lower credit scores or smaller down payments qualify for home financing in the Dallas-Fort Worth area.
What Does a FHA Loan Specialist in Addison Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Addison generally range from 2 to 5 percent of the purchase price. Lender fees may vary between 500 and 1,500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Addison do?
An FHA loan specialist helps you complete the application for an FHA-insured mortgage. They review your credit history, income, and debt levels to determine eligibility. They also explain Texas-specific requirements such as property tax prorations and homestead exemptions.
What are the FHA loan limits for Addison Texas?
For 2025, the FHA loan limit for a single-family home in Collin County, which includes Addison, is $498,257 for a standard loan. Higher limits apply for duplexes, triplexes, and fourplexes. These limits are set by the Department of Housing and Urban Development and may change annually.
Do I need a special license to work as an FHA loan specialist in Texas?
Yes. In Texas, all mortgage loan originators must hold a valid license from the Texas Department of Savings and Mortgage Lending. They must also complete pre-licensing education and pass a national exam. You can verify a loan originators license through the Nationwide Multistate Licensing System.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Addison who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.