Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 14 fha loan specialists in Athens, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
616 W Corsicana St, Athens, TX 75751
9036772230
Check `n Go
1395 E Tyler St #106, Athens, TX 75751
9036701442
World Finance
607 E Tyler St Suite 110-A, Athens, TX 75751
9036759054
Western Finance
607 E Tyler St STE 110B, Athens, TX 75751
9036755501
Security Finance
607 E Tyler St #114, Athens, TX 75751
9036755661
RE/MAX Benchmark
610 Maryland Dr Suite B, Athens, TX 75751
9036773819
Texas Car Title and Payday Loan Services, Inc.
618 W Corsicana St, Athens, TX 75751
9036755844
Stewart & McGee Real Estate, LLC
612 Maryland Dr, Athens, TX 75751
9036755207
Edward Jones - Financial Advisor: Tony Kalawe, ChFC®|AAMS®
601 E Corsicana St, Athens, TX 75751
9036750245
Loan Express
1111 E Tyler St Ste 103, Athens, TX 75751
9036751955
Edward Jones - Financial Advisor: Colin J Barrett, CFP®|AAMS®
206 Crestway St, Athens, TX 75751
9036772534
Edward Jones - Financial Advisor: Bill Bass, CFP®|AAMS®
1414 E Tyler St Suite 104, Athens, TX 75751
9036758583
Fed Cash LLC
610 E Tyler St, Athens, TX 75751
9036779575
Texas Farm Credit
205 Crestway St, Athens, TX 75751
9036758010
What Does a FHA Loan Specialist in Athens Cost?
Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.45 to 1.05 percent. Closing costs in Athens Texas usually range from 2 to 5 percent of the home purchase price. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Athens Texas?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and submit your application. They work with lenders to ensure your loan meets FHA guidelines and Texas state regulations.
What are the credit score requirements for an FHA loan in Texas?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Texas does not have additional state credit requirements beyond federal FHA rules.
Are there Texas-specific rules for FHA loans?
Yes, Texas has specific laws regarding homestead exemptions and property taxes that can affect your loan. Also, Texas requires a licensed mortgage loan originator to handle your FHA application. The state also has unique foreclosure procedures that may impact your loan terms.