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FHA Loan Specialists in Willis, TX

Directory of fha loan specialists in Willis, Texas. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Willis, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 fha loan specialists in Willis, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flash Funding Mortgage
12056 FM830 Suite 200, Willis, TX 77318
8322341030
Home Loans With Gary - NMLS #228800
13185 FM 1097 ste e, Willis, TX 77318
7133879873
Montgomery Mortgage, Inc.
11230 FM830, Willis, TX 77318
9362287590
Fiesta Loans
214 S Danville St, Willis, TX 77378
9368904677
First Financial Mortgage
10521 FM 1097, Willis, TX 77318
9364391875

An FHA loan specialist in Willis, Texas can guide you through the process of obtaining a government-backed mortgage. These loans are popular in Texas due to their lower down payment requirements and flexible credit guidelines. Local specialists understand the specific property appraisal standards and title requirements under Texas law.

What Does a FHA Loan Specialist in Willis Cost?

Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05% depending on loan term and down payment. Closing costs in Willis generally range from 3% to 5% of the purchase price, including appraisal fees, title insurance, and lender fees. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Willis do?
An FHA loan specialist helps you apply for a mortgage insured by the Federal Housing Administration. They review your finances, explain Texas-specific requirements like homestead exemptions, and guide you through the loan approval process.
What are the FHA loan limits for Willis Texas?
For 2024, the FHA loan limit for a single-family home in Montgomery County (including Willis) is $498,257. This amount may change annually based on the county median home price. A specialist can confirm current limits for your situation.
Do I need a special license to work with an FHA loan specialist in Texas?
FHA loan specialists in Texas must hold a valid mortgage loan originator license from the Texas Department of Savings and Mortgage Lending. They must also complete continuing education courses each year to maintain their license.