Find FHA Loan Specialists Near You in Waco, TX
Looking for a fha loan specialist in Waco? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 fha loan specialists in Waco, TX
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An FHA loan specialist in Waco Texas can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans often have lower down payment requirements and flexible credit guidelines, which can be helpful for first-time homebuyers in the Waco area. Texas law has specific rules regarding property taxes and homestead exemptions that may affect your FHA loan application.
What Does a FHA Loan Specialist in Waco Cost?
Typical costs for FHA loan specialist services in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees can vary from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Waco generally range from 400 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Waco do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify, and complete the application process. They work with lenders to ensure your loan meets FHA guidelines and Texas state regulations.
What are the FHA loan limits for Waco Texas in 2025?
For 2025, the FHA loan limit for a single-family home in McLennan County is typically around $498,257. This amount can vary for multi-unit properties and is updated annually by the FHA.