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Compare fha loan specialists in Van Alstyne. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Van Alstyne, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 fha loan specialists in Van Alstyne, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nathan Carver - Premier Lending, Inc.
1605 Co Rd 377, Van Alstyne, TX 75495
9728325761
Ryan Gibson, Senior Mortgage Broker
120 E Marshall St Suite B, Van Alstyne, TX 75495
2147636394
New American Funding
228 E Marshall St, Van Alstyne, TX 75495
9727689397
What Does a FHA Loan Specialist in Van Alstyne Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 percent of the loan amount, plus third party fees for appraisal, credit report, and title services. These third party fees usually range from $500 to $1,500. The FHA also charges an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums vary from 0.45 percent to 1.05 percent depending on loan term and loan to value ratio. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Van Alstyne Texas?
FHA loan limits for Grayson County where Van Alstyne is located are set by HUD and change annually. For 2024 the single family home limit is typically around $498,257 for low cost areas. A specialist can confirm the exact limit for your desired property.
Do I need a special license to be an FHA loan specialist in Texas?
Yes, loan officers in Texas must hold a state license through the Texas Department of Savings and Mortgage Lending. They also need to complete continuing education on Texas specific laws such as the Texas Constitution Article XVI Section 50 regarding home equity loans.
What is the minimum down payment for an FHA loan in Texas?
The minimum down payment for an FHA loan in Texas is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment. A specialist can review your credit and help determine eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.