Compare FHA Loan Specialists in Tyler, TX
Looking for a fha loan specialist in Tyler? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 fha loan specialists in Tyler, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Tyler Texas help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires FHA loan originators to hold a valid state license and comply with the Texas Finance Code. Local specialists understand the Tyler housing market and can guide borrowers through the specific documentation needed for FHA loans in Smith County.
What Does a FHA Loan Specialist in Tyler Cost?
Typical costs for an FHA loan specialist in Tyler Texas include an origination fee of 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Costs vary by loan size, property type, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Tyler Texas?
Most FHA loans in Tyler require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays beyond the FHA minimums.
Are there Texas-specific rules for FHA loan closing costs?
Texas law limits certain closing costs and requires itemized disclosure of all fees under the Texas Finance Code. FHA loans in Texas also require a one-time upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums vary based on loan term and down payment.
How long does it take to close an FHA loan in Tyler Texas?
FHA loan closings in Tyler typically take 30 to 45 days from application to funding. Texas law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed for property appraisals or borrower verification.