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Showing 2 fha loan specialists in Santa Fe, TX
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Saint Charles Mortgage LLC
13810 Coyote Run, Santa Fe, TX 77517
4099257710
Saint Charles Mortgage LLC
13810 Coyote Run, Santa Fe, TX 77517
4099257710
What Does a FHA Loan Specialist in Santa Fe Cost?
FHA loan costs in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance depending on the loan term and down payment. Closing costs typically range from 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must also meet FHA appraisal and safety standards.
How do I find an FHA loan specialist in Santa Fe Texas?
You can search the Nationwide Mortgage Licensing System database for licensed loan originators in Santa Fe. Local banks, credit unions, and mortgage brokers often employ specialists who handle FHA loans. Always verify the specialists license status with the Texas Department of Savings and Mortgage Lending.
What is the FHA loan limit for Santa Fe Texas?
For 2024 the FHA loan limit for a single-family home in Galveston County, which includes Santa Fe, is $498,257. Higher limits apply for two, three, and four-unit properties. These limits are set annually by the Federal Housing Administration.