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Find FHA Loan Specialists Near You in San Marcos, TX
Looking for a fha loan specialist in San Marcos? Review the directory below to compare your options.
12 agents listed
Updated May 2026
San Marcos, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 12 fha loan specialists in San Marcos, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shamrock Finance
101 W San Antonio St STE D, San Marcos, TX 78666
5123968833
Regional Finance
900 Bugg Ln Suite 114, San Marcos, TX 78666
5123926111
Texan Credit Corporation
101 W San Antonio St b, San Marcos, TX 78666
5123925544
1st Franklin Financial
1104 Thorpe Ln Unit W, San Marcos, TX 78666
5127100038
Travis Cummings, PrimeLending NMLS#819313
1913 Dutton Dr #305, San Marcos, TX 78666
5124979935
OneMain Financial
929 TX-80 Unit B, San Marcos, TX 78666
5123961460
Security Finance
175 S L B J Dr, San Marcos, TX 78666
5123535913
Lendmark Financial Services LLC
900 Bugg Ln Unit 210, San Marcos, TX 78666
7372149998
Blue Sky Mortgage Company
2700 Hunter Rd # B, San Marcos, TX 78666
5123961121
Republic Finance
900 Bugg Ln Suite 235, San Marcos, TX 78666
5123376513
Acceptance Home Mortgage Corp.
174 S Guadalupe St #102, San Marcos, TX 78666
5123958800
PNC Mortgage
300 S L B J Dr, San Marcos, TX 78666
5127548800
FHA loan specialists in San Marcos, Texas help homebuyers secure government-backed loans with lower down payments and flexible credit requirements. Texas law requires all FHA loan originators to hold a valid state license through the Texas Department of Savings and Mortgage Lending. Local specialists understand the unique housing market in Hays County and can guide you through the FHA appraisal and underwriting process.
What Does a FHA Loan Specialist in San Marcos Cost?
Typical costs for FHA loan services in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the home price. Lender origination fees vary but often fall between 0.5 and 1.5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in San Marcos?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Texas lenders may have additional overlays beyond FHA minimums.
How long does the FHA loan process take in Texas?
The typical FHA loan process in Texas takes 30 to 45 days from application to closing. Texas law requires a 3-day right of rescission for refinances. Delays can occur if additional documentation or property repairs are needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.