Find FHA Loan Specialists in San Angelo, TX
Browse fha loan specialists serving San Angelo, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 19 fha loan specialists in San Angelo, TX
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FHA loan specialists in San Angelo help borrowers qualify for government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires all FHA loan originators to hold a valid license through the Texas Department of Savings and Mortgage Lending. These professionals guide San Angelo residents through the specific FHA guidelines for properties in Tom Green County.
What Does a FHA Loan Specialist in San Angelo Cost?
Typical costs for FHA loan specialist services in Texas include an origination fee of 1% to 1.5% of the loan amount plus third-party fees for appraisal and credit report. For a $200,000 loan this means $2,000 to $3,000 in origination fees. Additional costs like the upfront mortgage insurance premium of 1.75% of the loan amount are also common. Costs vary by case and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in San Angelo?
An FHA loan specialist helps you prepare your application, check your credit, and find an FHA-approved lender. They explain Texas-specific requirements such as property eligibility for rural areas near San Angelo. They do not provide legal advice but can connect you with resources.
What are the FHA loan limits for San Angelo Texas?
For 2024 the FHA loan limit for a single-family home in Tom Green County is $498,257. This limit applies to most standard FHA loans. Higher limits may apply for duplexes triplexes or fourplexes.
How long does the FHA loan process take in Texas?
The typical FHA loan process in Texas takes 30 to 45 days from application to closing. Texas law requires a three-day rescission period after signing the loan documents. Delays can occur if the property needs repairs required by the FHA appraisal.