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Directory of fha loan specialists in Mesquite, Texas. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Mesquite, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 fha loan specialists in Mesquite, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1100 N Town E Blvd Ste. 105, Mesquite, TX 75150
4697181990
Cedric Pitts - United Mortgage Pros
1509 Paintbrush St, Mesquite, TX 75149
9728322814
Wells Fargo Home Mortgage
120 W Main St, Mesquite, TX 75149
9722884411
Mesquite Mortgage
103 N Broad St, Mesquite, TX 75149
9725146793
An FHA loan specialist in Mesquite Texas helps home buyers and homeowners secure loans insured by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit guidelines compared to conventional mortgages. In Texas, FHA loans must comply with state property tax and insurance rules, and specialists guide clients through the specific documentation needed for Mesquite properties.
What Does a FHA Loan Specialist in Mesquite Cost?
Typical costs for FHA loan services in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.45% to 1.05% depending on the loan term and down payment. Lender fees can range from 500 to 1,500 dollars and appraisal fees average 400 to 700 dollars. Closing costs generally total 3% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Mesquite do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They review your credit income and debt to ensure you meet FHA guidelines. They also assist with Texas specific requirements like property tax proration and title insurance.
What are the FHA loan limits for Mesquite Texas?
FHA loan limits for Mesquite follow Dallas County limits. For 2025 the single family home limit is typically around $498,257 for high cost areas. A specialist can confirm the exact limit for your property size and type.
Do FHA loans in Texas require mortgage insurance?
Yes FHA loans require an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium that varies by loan term and down payment. This insurance protects the lender and is required for the life of the loan in most cases.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.