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Find FHA Loan Specialists Near You in McAllen, TX

Browse fha loan specialists serving McAllen, Texas. Contact information and addresses listed below.

20 agents listed
Updated May 2026
McAllen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 fha loan specialists in McAllen, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Unity Group at Eustis Mortgage
5207 N McColl Rd, McAllen, TX 78504
9566836076
Willow Bend Mortgage - McAllen Branch (#351853)
4217 N McColl Rd #100, McAllen, TX 78504
9562710360
Structure Finance LLC
1720 Maple Ave, McAllen, TX 78501
9563404400
Elite Choice Mortgage
1552 Dove Ave W Suite 4, McAllen, TX 78504
9567896025
Mortgage Pros RGV at Directions Equity
5801 N 10th St Suite 300, McAllen, TX 78504
9564674414
Eustis Mortgage Corporation
5207 N McColl Rd, McAllen, TX 78504
9563224440
Kings Landing Mortgage Inc.
10602 N 10th St Ste 2&3, McAllen, TX 78504
9567528121
Movement Mortgage
7000 N 10th St c7, McAllen, TX 78504
9562018189
Matthew Vazaldua
1200 Auburn Ave Suite 460, McAllen, TX 78504
5127576828
Adriana Montes-The Unity Group powered by Eustis Mortgage
5207 N McColl Rd, McAllen, TX 78504
9562120512
Marina Garcia - The Mortgage Maven Group
7000 N 10th St Ste 40, McAllen, TX 78504
2109931205
Synergy One Lending
6316 N 10th St Suite A103, McAllen, TX 78504
9565301090
Dream Home Mortgage
711 W Nolana Ave #101a, McAllen, TX 78504
9564040440
Union Home Mortgage
4900 N 10th St # F3, McAllen, TX 78504
9564521036
Shaun Pinney
1200 Auburn Ave Suite 460, McAllen, TX 78504
9563312889
Bobby Urbina- The Unity Group Powered by Eustis Mortgage
5207 N McColl Rd, McAllen, TX 78504
9562123304
Joe Cuellar | Home Loans
6316 N 10th St Bldg F, McAllen, TX 78504
9567892121
Harrison Lending Group
801 W Nolana Ave #335, McAllen, TX 78501
9566307346
Johnny Arguelles - The Unity Group powered by Eustis Mortgage
5207 N McColl Rd, McAllen, TX 78504
9568211812
Corina Backer - Loan Officer - Eustis Mortgage
7017 N 10th St Ste 201, McAllen, TX 78504
9562700468

An FHA loan specialist in McAllen Texas helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in the Rio Grande Valley due to lower down payment requirements and flexible credit guidelines. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in McAllen Cost?

Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium UFMIP of 1.75 percent of the loan amount. Annual mortgage insurance premiums MIP range from 0.45 to 1.05 percent depending on loan term and down payment. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third party costs like appraisal title and credit report fees add 500 to 1500 dollars. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in McAllen?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval document collection and closing. They help McAllen residents understand property eligibility and mortgage insurance requirements specific to FHA loans.
What are the FHA loan limits for McAllen Texas?
For 2025 the FHA loan limit for a single family home in Hidalgo County is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by the Department of Housing and Urban Development HUD.