Compare FHA Loan Specialists in Frisco, TX
Looking for a fha loan specialist in Frisco? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 16 fha loan specialists in Frisco, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Frisco Texas helps borrowers navigate government backed mortgages with lower down payments and flexible credit guidelines. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Frisco home buyers often use FHA loans for single family homes and townhouses within city limits.
What Does a FHA Loan Specialist in Frisco Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Frisco range from 2 to 5 percent of the purchase price. Third party fees for appraisal title and credit report add approximately $1,500 to $3,000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Frisco Texas?
For 2025 the FHA loan limit for a single family home in Collin County is $498,257. This limit applies to most Frisco properties and adjusts annually based on local median home prices.
Do I need a specific license to be an FHA loan specialist in Texas?
Yes all FHA loan specialists in Texas must hold a valid Mortgage Loan Originator license from the Texas Department of Savings and Mortgage Lending. They must also complete continuing education each year.
How long does an FHA loan approval take in Frisco?
A typical FHA loan approval in Frisco takes 30 to 45 days from application to closing. Texas law requires a minimum three day right of rescission for refinances but not for purchase loans.