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Find FHA Loan Specialists Near You in Farmersville, TX

Compare fha loan specialists in Farmersville. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Farmersville, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Farmersville, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Commercial Bank of Texas, N.A.
201 S State Hwy 78, Farmersville, TX 75442
9727827054
Change Home Mortgage
131 McKinney St #203, Farmersville, TX 75442
8056604072

An FHA loan specialist in Farmersville Texas can guide you through the process of obtaining a government-backed mortgage. These loans are popular in Collin County for first time homebuyers and those with lower credit scores. Texas law requires specific property condition standards for FHA loans, and a local specialist knows how to meet them.

What Does a FHA Loan Specialist in Farmersville Cost?

Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs usually range from 2% to 5% of the purchase price. Your specialist will provide a detailed loan estimate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Farmersville do?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They review your finances, explain Texas specific requirements like property flood zone checks, and guide you through the approval process.
What are the FHA loan limits for Farmersville Texas?
FHA loan limits in Collin County for 2025 are generally around $498,257 for a single family home. Limits change each year and depend on the county. A specialist can confirm the current amount for your situation.