Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 fha loan specialists in Edinburg, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cabrales Mortgage
2117 Cornerstone Blvd, Edinburg, TX 78539
9566889035
WallStreet Wholesale Lender LLC
108 N Jackson Rd Suite 21, Edinburg, TX 78541
9566270702
Union Home Mortgage - Edinburg
3832 S McColl Rd Suite 3, Edinburg, TX 78539
9562783135
STX Lenders powered by Supreme Lending
4414 S Raul Longoria Rd Ste# A, Edinburg, TX 78542
9565776856
CrossCountry Mortgage - Edinburg, TX
2957 Regency Dr, Edinburg, TX 78539
9568674745
Nations Lending - Edinburg, TX Branch - NMLS: 2434805
5217 S McColl Rd, Edinburg, TX 78539
8772376178
Tom Bruce at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
9567393676
GFS Home Loans - Edinburg
4757 S Jackson Rd, Edinburg, TX 78539
9566878500
Carlos Contreras
4757 S Jackson Rd, Edinburg, TX 78539
9565691206
Cindy Lee Perez - Fairway Independent Mortgage Corporation
135 Paseo Del Prado Suite 14, Edinburg, TX 78539
9564678933
Mr. Mortgage, LLC
1715 W Trenton Rd Suite 203, Edinburg, TX 78539
9562875626
Lisa I Olgin NMLS# 225845 | GFS Home Loans
4757 S Jackson Rd, Edinburg, TX 78539
9565003783
Juliana Weintraub at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
9566054616
William Esquivel
4757 S Jackson Rd, Edinburg, TX 78539
9568626463
Hernan Mireles at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
9568674745
Xavier Martinez at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
9564674671
Jerry Gonzalez at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
9564328481
Danny Ramos at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
9564771254
Hilary Pereira
4757 S Jackson Rd, Edinburg, TX 78539
9567142111
Isaac Serna at CrossCountry Mortgage
2957 Regency Dr, Edinburg, TX 78539
8777731226
What Does a FHA Loan Specialist in Edinburg Cost?
Typical costs for an FHA loan in Edinburg, Texas include an upfront mortgage insurance premium of 1.75% of the loan amount, plus annual mortgage insurance premiums ranging from 0.45% to 1.05% of the loan balance. Closing costs generally range from 3% to 6% of the purchase price, including appraisal fees of $500 to $700 and title fees of $1,500 to $2,500. These costs vary by lender, loan amount, and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Edinburg, Texas?
For 2024, the FHA loan limit for a single-family home in Hidalgo County is $498,257. This limit applies to most areas in Edinburg and may vary for duplexes or larger properties. Borrowers should confirm current limits with their lender.
What credit score is needed for an FHA loan in Texas?
FHA loans generally require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Texas lenders may have overlays requiring higher scores.
Are there Texas-specific rules for FHA loan closing costs?
Yes, Texas law limits certain closing costs and requires itemized disclosures. FHA loans in Texas also require a one-time upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums vary based on loan term and down payment.