Find FHA Loan Specialists in Winterville, NC
Compare fha loan specialists in Winterville. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Carolina before hiring.
Showing 2 fha loan specialists in Winterville, NC
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What Does a FHA Loan Specialist in Winterville Cost?
FHA loan specialist fees in North Carolina typically range from 1,000 to 3,000 dollars for origination and processing. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms. Closing costs in Winterville usually add 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Winterville?
Most FHA loans in North Carolina require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there specific FHA loan limits for Winterville North Carolina?
Yes, FHA loan limits in Winterville follow Pitt County limits set by the Department of Housing and Urban Development. For 2024, the standard single-family limit is typically around 498,257 dollars. Higher limits apply for duplexes and larger properties.