Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 14 fha loan specialists in Burlington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peggy B Holmes | Fairway Independent Mortgage Corporation Loan Officer
3015 S Church St Suite A, Burlington, NC 27215
(336) 404-9799
loansbypeggyholmes.com
Timothy Stratton at CrossCountry Mortgage
2280 S Church St Suite 206, Office 100 & 200, Burlington, NC 27215
(336) 822-9470
timstrattonccm.com
Tanya Fuqua - Mortgage Lender
649 Huffman Mill Rd #102, Burlington, NC 27215
(336) 362-3071
tanyafuqua.com
Julie Miller with Union Home Mortgage (NMLS #717280)
411 Alamance Rd Suite B, Burlington, NC 27215
(336) 212-2785
uhm.com
CrossCountry Mortgage, LLC
2280 S Church St Suite 206, Office 100 & 200, Burlington, NC 27215
(336) 822-9470
timstrattonccm.com
Candice L Shoffner - Truist Mortgage Loan Officer
2040 S Church St, Burlington, NC 27215
(336) 570-7930
truist.com
HII Commercial Real Estate Loans Burlington NC
2536 McKinney St A, Burlington, NC 27217
(336) 586-5380
happyinvestmentsinc.com
What Does a FHA Loan Specialist in Burlington Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal credit report and title services. These third-party fees usually range from $500 to $1,500. The upfront mortgage insurance premium of 1.75 percent is often rolled into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Burlington North Carolina?
For 2025 the FHA loan limit for a single-family home in Alamance County is $498,257. This amount applies to most areas and is set by the Department of Housing and Urban Development. Limits may be higher for multi-unit properties.
What credit score do I need for an FHA loan in North Carolina?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in North Carolina may have its own overlay requirements.
Do FHA loans in North Carolina require mortgage insurance?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium paid monthly. The annual premium rate depends on the loan term and loan-to-value ratio. This insurance protects the lender if you default.