ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Asheville, NC
Browse fha loan specialists serving Asheville, North Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Asheville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 fha loan specialists in Asheville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Asheville Team - Fairway Independent Mortgage Corp
David L Kanis | Fairway Independent Mortgage Corporation Branch Manager
149 S Lexington Ave, Asheville, NC 28801
8283508886
FHA loan specialists in Asheville North Carolina help borrowers secure government-backed mortgages with lower down payments. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Asheville real estate market and can guide you through FHA loan limits which vary by county in North Carolina.
What Does a FHA Loan Specialist in Asheville Cost?
Typical costs for an FHA loan in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 percent to 1.05 percent. Closing costs in Asheville usually range from 2 to 5 percent of the purchase price. Lender fees may include origination fees of 1 to 2 percent. Note that these costs vary by lender and loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Asheville North Carolina?
For 2025 the FHA loan limit for a single-family home in Buncombe County is 498,257 dollars. This limit applies to standard FHA loans and may be higher for high-cost areas. Check with a specialist for current limits as they can change annually.
What credit score is needed for an FHA loan in North Carolina?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. North Carolina lenders may have their own overlays so requirements can vary.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Asheville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.