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Compare fha loan specialists in Cary. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Cary, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 fha loan specialists in Cary, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VIVA Lending Group LLC - Suneel Kommireddy (Mortgage Broker)
160 Macgregor Pines Dr Ste 310b, Cary, NC 27511
9196995895
Pathway Mortgage Group, Inc.
140 Preston Executive Dr Suite 205D, Cary, NC 27513
9197458882
The Sherry Riano Team at Developer's Mortgage Company
215 E Chatham St Suite 301, Cary, NC 27511
9192347415
The Larry Mitchell Team - Silverton Mortgage
1140 Kildaire Farm Rd # 205, Cary, NC 27511
9198156807
Stephen Livesay, NMLS: 302285 - Silverton Mortgage
1140 Kildaire Farm Rd # 205, Cary, NC 27511
9196564516
First Home Mortgage - Cary/Raleigh
51 Kilmayne Dr STE 105, Cary, NC 27511
9193003010
Fairway Independent Mortgage Corporation: Nevin Williams
1135 Kildaire Farm Rd Suite 200-10, Cary, NC 27511
9842081113
Best Mortgage Lending Corp
1143 Executive Cir C103, Cary, NC 27511
3057635427
Mike Matthews at First Heritage Mortgage, LLC
1140 Kildaire Farm Rd Room 104, Cary, NC 27511
9197418793
Brightline Mortgage LLC
1200 SE Maynard Rd Suite#102, Cary, NC 27511
9194297400
Jason L Harris The Triangle Mortgage Man
1400 Crescent Green Suite 100, Cary, NC 27518
9196494659
Steve Thorne Mortgage Team
201 Shannon Oaks Cir suite 204, Cary, NC 27511
9196495058
Jeff Burgess Senior Mortgage Loan Officer
1750 NW Maynard Rd STE 106, Cary, NC 27513
9199068874
An FHA loan specialist in Cary, North Carolina helps borrowers navigate FHA insured mortgages. These loans are popular for first time home buyers and those with lower credit scores. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Cary Cost?
Typical costs for an FHA loan specialist in North Carolina include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent based on loan term and loan to value ratio. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Third party costs like appraisal and title search add 500 to 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Cary North Carolina?
For 2025, the FHA loan limit for a single family home in Wake County including Cary is $524,225. Higher limits apply for two, three, and four unit properties. These limits are set by HUD and updated annually.
What credit score is needed for an FHA loan in North Carolina?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have higher overlay requirements.
How long does an FHA loan closing take in North Carolina?
A typical FHA loan closing in North Carolina takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. North Carolina law requires a three day right of rescission for refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.