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Compare FHA Loan Specialists in Winston-Salem, NC

Directory of fha loan specialists in Winston-Salem, North Carolina. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Winston-Salem, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 20 fha loan specialists in Winston-Salem, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
(336) 714-1556 fairwaytriadmortgage.com
Highlands Residential Mortgage
2098 Frontis Plaza Blvd, Winston-Salem, NC 27103
(336) 575-9448 highlandsmortgage.com
Jill Burgess - Ameris Bank Mortgage
3500 Vest Mill Rd Ste 1, Winston-Salem, NC 27103
(336) 740-9068 bankers.amerisbank.com
The Sharpe Mortgage Team - Ashley McKenzie-Sharpe Highlands Residential Mortgage
2098 Frontis Plaza Blvd A, Winston-Salem, NC 27103
(336) 575-9448 highlandsmortgage.com
Atlantic Bay Mortgage Group - Winston-Salem, NC
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103
(336) 793-4400 atlanticbay.com
Ryan A Reynolds | Fairway Independent Mortgage Corporation Senior Loan Officer
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
(336) 714-1558 fairway.com
Mike Bailey | Fairway Independent Mortgage Corporation
514 S Stratford Rd, Winston-Salem, NC 27103
(336) 608-3269 fairway.com
Andi Lentz at Prosperity Home Mortgage - Winston Salem
110 Oakwood Dr Suite 110, Winston-Salem, NC 27103
(336) 650-2499 andilentz.phmloans.com
Karla M Amaya Rivas | Senior Mortgage Banker - NMLS 336441
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103
(336) 908-7888 karlaamaya.com
Chris Jenkins NMLS #71230 Wesley Ray Jenkins ll NMLS #102329 Fairway Home Mortgage #2289
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
(336) 997-0267 loansbywesandchris.com
Pam Caldwell at Certainty Home Lending (NMLS #83707)
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103
(336) 617-2841 certaintyhomelending.com
Jeff Pearce Howard Hanna Mortgage Services Winston Salem, NC
370 Knollwood St #300, Winston-Salem, NC 27103
(704) 252-3246 howardhannamortgage.com
Brian Crewey at Prosperity Home Mortgage - Winston-Salem
110 Oakwood Dr #110, Winston-Salem, NC 27103
(336) 355-5695 briancrewey.phmloans.com
Bill Reynolds | Fairway Independent Mortgage Corporation SVP Area Manager
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
(336) 714-1557 fairway.com
Dawn Hensley
514 S Stratford Rd, Winston-Salem, NC 27103
(336) 251-1102
Prosperity Home Mortgage
110 Oakwood Dr #110, Winston-Salem, NC 27103
(336) 650-2499 phmloans.com
Jeff Martin, Mortgage Loan Officer - First Horizon Bank
500 S Stratford Rd, Winston-Salem, NC 27103
(336) 774-2356 firsthorizon.com
Old Country Mortgage Services Inc
2150 Country Club Rd Ste 248, Winston-Salem, NC 27104
(336) 759-9400 oldcountrymortgage.com
Lisa S Wright | Fairway Independent Mortgage Corporation Mortgage Specialist
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
(336) 408-8258 fairwayindependentmc.com
Certainty Home Lending
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103
(336) 259-8187 certaintyhomelending.com

What Does a FHA Loan Specialist in Winston-Salem Cost?

Typical costs for FHA loan services in North Carolina include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums ranging from 0.45% to 1.05%. Lender origination fees vary but often range from 0.5% to 1.5% of the loan amount. Third-party costs for appraisal, credit report, and title services add $500 to $1,500. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Winston-Salem do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They also advise on down payment assistance programs available in North Carolina.
What are the FHA loan limits for Winston-Salem in 2025?
For 2025, the FHA loan limit for a single-family home in Forsyth County is $498,257. Higher limits may apply for duplexes, triplexes, and fourplex properties.
Do I need a special license to work with an FHA loan specialist in North Carolina?
Yes, all mortgage loan originators in North Carolina must hold a valid license through the NMLS. You can verify a specialists license on the NMLS Consumer Access website.

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