ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Winston-Salem, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Winston-Salem, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 fha loan specialists in Winston-Salem, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3367141556
Highlands Residential Mortgage
2098 Frontis Plaza Blvd, Winston-Salem, NC 27103
3365759448
Jill Burgess - Ameris Bank Mortgage
3500 Vest Mill Rd Ste 1, Winston-Salem, NC 27103
3367409068
The Sharpe Mortgage Team - Ashley McKenzie-Sharpe Highlands Residential Mortgage
2098 Frontis Plaza Blvd A, Winston-Salem, NC 27103
3365759448
Atlantic Bay Mortgage Group - Winston-Salem, NC
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103
3367934400
Ryan A Reynolds | Fairway Independent Mortgage Corporation Senior Loan Officer
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3367141558
Mike Bailey | Fairway Independent Mortgage Corporation
514 S Stratford Rd, Winston-Salem, NC 27103
3366083269
Andi Lentz at Prosperity Home Mortgage - Winston Salem
110 Oakwood Dr Suite 110, Winston-Salem, NC 27103
3366502499
Karla M Amaya Rivas | Senior Mortgage Banker - NMLS 336441
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103
3369087888
Chris Jenkins NMLS #71230 Wesley Ray Jenkins ll NMLS #102329 Fairway Home Mortgage #2289
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3369970267
Pam Caldwell at Certainty Home Lending (NMLS #83707)
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103
3366172841
Jeff Pearce Howard Hanna Mortgage Services Winston Salem, NC
370 Knollwood St #300, Winston-Salem, NC 27103
7042523246
Brian Crewey at Prosperity Home Mortgage - Winston-Salem
110 Oakwood Dr #110, Winston-Salem, NC 27103
3363555695
Bill Reynolds | Fairway Independent Mortgage Corporation SVP Area Manager
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3367141557
Dawn Hensley
514 S Stratford Rd, Winston-Salem, NC 27103
3362511102
Prosperity Home Mortgage
110 Oakwood Dr #110, Winston-Salem, NC 27103
3366502499
Jeff Martin, Mortgage Loan Officer - First Horizon Bank
500 S Stratford Rd, Winston-Salem, NC 27103
3367742356
Old Country Mortgage Services Inc
2150 Country Club Rd Ste 248, Winston-Salem, NC 27104
3367599400
Lisa S Wright | Fairway Independent Mortgage Corporation Mortgage Specialist
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3364088258
Certainty Home Lending
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103
3362598187
An FHA loan specialist in Winston-Salem, North Carolina can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Winston-Salem housing market and can guide you on FHA loan limits specific to Forsyth County.
What Does a FHA Loan Specialist in Winston-Salem Cost?
Typical costs for FHA loan services in North Carolina include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums ranging from 0.45% to 1.05%. Lender origination fees vary but often range from 0.5% to 1.5% of the loan amount. Third-party costs for appraisal, credit report, and title services add $500 to $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Winston-Salem do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They also advise on down payment assistance programs available in North Carolina.
What are the FHA loan limits for Winston-Salem in 2025?
For 2025, the FHA loan limit for a single-family home in Forsyth County is $498,257. Higher limits may apply for duplexes, triplexes, and fourplex properties.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Winston-Salem who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.