ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare FHA Loan Specialists in Southern Pines, NC
Looking for a fha loan specialist in Southern Pines? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Southern Pines, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 16 fha loan specialists in Southern Pines, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Mecklenburg at Prosperity Home Mortgage - Southern Pines
750 NW Broad St Suite 3, Southern Pines, NC 28387
9106930040
Sherrie Jones Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9105287383
GoPrime Mortgage, Inc.
155 W New York Ave # 200, Southern Pines, NC 28387
9198537557
Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9104062305
Rita Hairston at CrossCountry Mortgage
115 E Pennsylvania Ave Suite 1 & 2, Southern Pines, NC 28387
9106905511
Michael "Chad" Smith
100 Pavilion Wy Suite D, Southern Pines, NC 28387
3362078466
Vicci F Bonner | Fairway Independent Mortgage Corporation Loan Officer
235 E Pennsylvania Ave Suite 101, Southern Pines, NC 28387
115 W Pennsylvania Ave 2nd Floor, Southern Pines, NC 28387
9106844915
Julia Malecki Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
2623747891
Chad Smith
195 Short St, Southern Pines, NC 28387
3362078466
Stephanie Parker-Smith, Movement Mortgage
510 NW Broad St, Southern Pines, NC 28387
9105273333
Guaranteed Rate
164 SW Broad St, Southern Pines, NC 28387
9102735642
Lower Mortgage
164 NW Broad St suite 5, Southern Pines, NC 28387
2144704425
An FHA loan specialist in Southern Pines, North Carolina helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local specialist familiar with Moore County property values can streamline the approval process.
What Does a FHA Loan Specialist in Southern Pines Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third-party costs such as appraisal and title fees add 500 to 1,500 dollars. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Southern Pines in 2025?
For 2025, the FHA loan limit for a single-family home in Moore County is $498,257. This amount is based on the county median home price and is set by the U.S. Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in North Carolina?
Yes, all mortgage loan originators in North Carolina must hold a valid license through the NMLS. They must also complete annual continuing education and pass a background check as required by the North Carolina Commissioner of Banks.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Southern Pines who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.