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Find FHA Loan Specialists Near You in Rocky Mount, NC
Browse fha loan specialists serving Rocky Mount, North Carolina. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Rocky Mount, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 15 fha loan specialists in Rocky Mount, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
783 Word Plz Suite 119, Rocky Mount, NC 27804
2524439894
Mariner Finance
1364 Benvenue Rd, Rocky Mount, NC 27804
2529772223
First Carolina Bank
171 N Winstead Ave, Rocky Mount, NC 27804
2529372152
Regional Finance
1575 Benvenue Rd Unit E-03, Rocky Mount, NC 27804
2525570086
OneMain Financial
1487 Benvenue Rd Ste AZ-03, Rocky Mount, NC 27804
2529772425
Lendmark Financial Services LLC
1539 Benvenue Rd, Rocky Mount, NC 27804
2529773541
Time Financing Service
2340 Sunset Ave, Rocky Mount, NC 27804
2524512500
Mid-State Financial
3472 Sunset Ave, Rocky Mount, NC 27804
2525572558
Jamie McCoy at CrossCountry Mortgage
518 Clifton Rd, Rocky Mount, NC 27804
8777731226
Atlantic Home Loans
3709 Westridge Cir Dr C, Rocky Mount, NC 27804
2522669112
PHH Mortgage
3051 Sunset Ave, Rocky Mount, NC 27804
2524430362
Hard Money Lenders Rocky Mount NC
101 Tarboro St, Rocky Mount, NC 27801
2526801193
Southern Loans
407 Sunset Ave, Rocky Mount, NC 27804
2529771934
PNC Mortgage
3600 Sunset Ave, Rocky Mount, NC 27804
2524543652
PNC Mortgage
131 N Church St, Rocky Mount, NC 27804
2524544933
An FHA loan specialist in Rocky Mount, North Carolina helps homebuyers navigate FHA-insured mortgages, which are popular in the area due to lower down payment requirements. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Specialists in Rocky Mount understand local property values and can guide you through the FHA appraisal process required for homes in Nash and Edgecombe counties.
What Does a FHA Loan Specialist in Rocky Mount Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan. Closing costs in Rocky Mount generally range from 2% to 5% of the purchase price. These costs vary based on your lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Rocky Mount do?
An FHA loan specialist helps you apply for a mortgage insured by the Federal Housing Administration. They review your credit, income, and property details to determine if you qualify. In Rocky Mount, they also ensure the property meets FHA minimum property standards.
What are the FHA loan limits for Rocky Mount North Carolina?
For 2025, the FHA loan limit for a single-family home in Nash County is typically around $498,257. Limits may vary slightly for Edgecombe County. Your specialist can confirm the exact limit for your property.
How do I find a licensed FHA loan specialist in Rocky Mount?
You can search the NMLS Consumer Access website to verify a specialist license. Look for a local mortgage broker or bank in Rocky Mount that offers FHA loans. Ask about their experience with North Carolina specific requirements like the FHA appraisal process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.