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Find FHA Loan Specialists Near You in Richlands, NC

Compare fha loan specialists in Richlands. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Richlands, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 2 fha loan specialists in Richlands, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Navy Federal Credit Union
113 Koonce Fork Rd, Richlands, NC 28574
(888) 842-6328 navyfederal.org
First Citizens Bank
8400 Richlands Hwy, Richlands, NC 28574
(910) 324-4131 locations.firstcitizens.com

What Does a FHA Loan Specialist in Richlands Cost?

Typical costs for FHA loan specialist services in North Carolina include an origination fee of 1 percent to 1.5 percent of the loan amount. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. Closing costs in North Carolina generally range from 2 percent to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Richlands do?
An FHA loan specialist helps borrowers apply for and close Federal Housing Administration loans. They review your credit, income, and property eligibility. They also ensure the loan meets North Carolina lending regulations.
What are the FHA loan limits for Richlands North Carolina?
For 2025, the FHA loan limit for a single-family home in Onslow County is $498,257. This amount applies to most areas in North Carolina. Higher limits may apply for duplexes or larger properties.

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