Compare FHA Loan Specialists in Lumberton, NC
Compare fha loan specialists in Lumberton. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Carolina before hiring.
Showing 15 fha loan specialists in Lumberton, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Lumberton Cost?
Typical costs for an FHA loan in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs generally range from 3 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lumberton North Carolina?
For 2024, the FHA loan limit for a single-family home in Robeson County is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties.
What documents do I need for an FHA loan in North Carolina?
You need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and a valid government ID. North Carolina also requires proof of homeowners insurance before closing.
How long does an FHA loan closing take in Lumberton?
Typical FHA loan closings in North Carolina take 30 to 45 days from application. Delays can occur if the property needs repairs required by FHA appraisal standards.