Find FHA Loan Specialists Near You in Greenville, NC
Looking for a fha loan specialist in Greenville? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Carolina before hiring.
Showing 20 fha loan specialists in Greenville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Greenville Cost?
Typical costs for an FHA loan in North Carolina include an upfront MIP of 1.75 percent of the loan amount and annual MIP of 0.15 to 0.75 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in Greenville usually run 500 to 700 dollars. Closing costs generally total 3 to 6 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Greenville North Carolina?
For 2024 the FHA loan limit for a single-family home in Pitt County is $498,257. This limit applies to most areas in Greenville and is set by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in North Carolina?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays.
What is the FHA mortgage insurance premium in North Carolina?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual MIP rates vary from 0.15 percent to 0.75 percent depending on loan term and loan-to-value ratio. This insurance protects the lender if you default.