Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 8 fha loan specialists in Woburn, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Marroni - NMLS# 5778 - Mortgage Advisor
355 Main St, Woburn, MA 01801
6176806495
Paul Sammons Loan Officer NMLS #1609417
400 Tradecenter Dr suite 1890, Woburn, MA 01801
9786094757
Anthony Manganiello | Mortgage Professional NMLS #1682679
8 Cedar St STE 67, Woburn, MA 01801
7812620003
Lendmark Mortgage Corporation
400 Tradecenter Dr Suite 5963, Woburn, MA 01801
7817901210
Jean Pablo Lemos at CrossCountry Mortgage
444 Washington St Suite 407, Woburn, MA 01801
3392034128
Victor Manganiello - CrossCountry Mortgage, LLC NMLS ID 3029
8 Cedar St STE 67, Woburn, MA 01801
7817718514
Stefanie Ohno at CrossCountry Mortgage
444 Washington St Suite 407, Woburn, MA 01801
6034384845
Kristin Callahan
355 Main St, Woburn, MA 01801
5086410002
What Does a FHA Loan Specialist in Woburn Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Third party costs like appraisal and credit report fees add 500 to 1000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Woburn Massachusetts in 2025?
For 2025 the FHA loan limit for a single family home in Middlesex County including Woburn is $1,149,825. This high limit reflects the area's elevated home prices. Limits are adjusted annually by HUD based on local median home values.
Do I need a special license to be an FHA loan specialist in Massachusetts?
Yes FHA loan specialists in Massachusetts must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They also must complete annual continuing education on Massachusetts specific lending laws including the state's anti predatory lending regulations.
What Massachusetts specific rules apply to FHA loans in Woburn?
Massachusetts requires FHA loans to include a mandatory home inspection for properties built before 1978 to check for lead paint. Additionally the state's 150 day right to cure law gives borrowers extra time to resolve defaults before foreclosure starts. Woburn properties must also meet local zoning and building codes.