Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 17 fha loan specialists in Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
75 Essex St, Andover, MA 01810
9788529707
Matthew Tran - Total Mortgage, NMLS #1644981
75 Essex St, Andover, MA 01810
9789738311
Homeownership Hub
1 Main St, Andover, MA 01810
6179594885
Kim Mello – Mortgage Loan Officer at Bangor Savings Bank (NMLS #20340)
26 Chestnut St, Andover, MA 01810
7817100118
Jim Kochakian at CrossCountry Mortgage
2 Elm Square Suite 201B, Andover, MA 01810
9788357413
Cremon Mortgage Experts
11 Chestnut St Suite 6A, Andover, MA 01810
7813675059
Mary Schruender at Rate (NMLS #885647)
2 Elm Ct #203, Andover, MA 01810
9784078397
Kathy Vasel at CrossCountry Mortgage
44 Park St 1st Floor, Ste 1, Andover, MA 01810
9782671467
Guaranteed Rate- Mike Suffoletto
2 Elm Ct #203, Andover, MA 01810
6173837283
Jim Kelley – Mortgage Loan Officer at Bangor Savings Bank (NMLS #22227)
26 Chestnut St, Andover, MA 01810
9782700851
Olga Lee at CrossCountry Mortgage
44 Park St 1st Floor, Suite 1, Andover, MA 01810
6173203521
Melissa Caci – Senior Mortgage Loan Officer at Bangor Savings Bank -NMLS #173535
26 Chestnut St, Andover, MA 01810
7817219282
Anne Concemi - Total Mortgage, NMLS #3527
75 Essex St, Andover, MA 01810
9788529707
Bill Palm – Mortgage Loan Officer at Bangor Savings Bank (NMLS #33986)
26 Chestnut St, Andover, MA 01810
9784761914
EJL Mortgage
63 Park St Suite 16B, Andover, MA 01810
6178420141
Rate
2 Elm Ct #203, Andover, MA 01810
7818100587
CrossCountry Mortgage, LLC
44 Park St 1st Floor, Andover, MA 01810
7817992856
What Does a FHA Loan Specialist in Andover Cost?
Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs generally range from 3 to 6 percent of the purchase price. Lender fees and third party costs like appraisal and title search vary by situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Andover do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements like the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also ensure your loan complies with Massachusetts lending regulations.
What are the FHA loan limits for Andover Massachusetts?
For 2025 the FHA loan limit for a single family home in Andover is 1,209,750 dollars as it is part of a high cost area. This limit is set by the Department of Housing and Urban Development based on median home prices in the region. Limits may change annually.