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Compare fha loan specialists in Acton. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Acton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in Acton, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
271 Great Rd, Acton, MA 01720
9786088135
Jeff Perkins - Mortgage Loan Officer
408 Massachusetts Ave, Acton, MA 01720
9787715651
An FHA loan specialist in Acton Massachusetts helps homebuyers and homeowners navigate Federal Housing Administration insured loans. These loans are popular in Massachusetts due to lower down payment requirements and flexible credit guidelines. Acton borrowers benefit from specialists familiar with Middlesex County property values and Massachusetts specific mortgage regulations.
What Does a FHA Loan Specialist in Acton Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Acton average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Acton do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They help Acton residents understand Massachusetts mortgage laws such as the state required 30 day right of rescission for refinances.
Are there Massachusetts specific rules for FHA loans?
Yes Massachusetts requires lenders to provide a Good Faith Estimate and a HUD 1 settlement statement. FHA loans in Acton must also comply with state usury laws which cap interest rates on certain loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.