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Find FHA Loan Specialists Near You in Bedford, MA

Compare fha loan specialists in Bedford. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Bedford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in Bedford, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
George Bissias
138 Great Rd, Bedford, MA 01730
7814390449
Barbara Keizer - Mortgage Loan Officer
175 Great Rd Suite 4, Bedford, MA 01730
7818449474

An FHA loan specialist in Bedford Massachusetts helps homebuyers secure mortgages insured by the Federal Housing Administration. These loans often have lower down payment requirements and flexible credit guidelines. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks, and a local specialist understands Bedford market conditions and Middlesex County property values.

What Does a FHA Loan Specialist in Bedford Cost?

Typical costs for an FHA loan specialist in Massachusetts include an origination fee usually 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan term and down payment. Closing costs in Bedford generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Bedford Massachusetts?
For 2025 the FHA loan limit for a single-family home in Middlesex County is $1,149,825. This high limit reflects the high cost of housing in the Boston metro area. Limits are updated annually by HUD.
Do I need a special license to be an FHA loan specialist in Massachusetts?
Yes all mortgage loan originators in Massachusetts must be licensed through the Nationwide Multistate Licensing System and registered with the Massachusetts Division of Banks. They must also complete continuing education requirements each year.