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Browse fha loan specialists serving Sterling, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Sterling, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in Sterling, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Premiere Mortgage Services, Inc.
11 Malvern Hill, Sterling, MA 01564
9784222311
Dana Bain Premiere Mortgage Services Inc.
13 Malvern Hill, Sterling, MA 01564
9784222311
An FHA loan specialist in Sterling Massachusetts can guide you through the process of securing a government-backed mortgage with a low down payment. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. Local specialists understand the specific property value trends and appraisal requirements in Worcester County.
What Does a FHA Loan Specialist in Sterling Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1% of the loan amount, usually between $3,000 and $5,000 for a median-priced home. You will also pay an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. These costs vary by lender and your specific financial profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sterling do?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They review your credit, income, and property details to ensure you meet FHA guidelines. In Massachusetts, they also help you understand state-specific closing cost rules and mortgage insurance requirements.
What are the FHA loan limits for Sterling Massachusetts?
For 2025, the FHA loan limit for a single-family home in Worcester County including Sterling is $498,257. This limit applies to most areas in Massachusetts and is set by the Department of Housing and Urban Development. Higher limits may apply for multi-unit properties.
Do I need a special license to originate FHA loans in Massachusetts?
Yes, all mortgage loan originators in Massachusetts must hold a valid license from the Division of Banks under Massachusetts General Laws Chapter 255E. They must also complete annual continuing education and pass a background check. Your FHA loan specialist should provide their license number upon request.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.