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Looking for a fha loan specialist in South Hamilton? Review the directory below to compare your options.
2 agents listed
Updated May 2026
South Hamilton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in South Hamilton, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matt Gibbons at Salem Five Mortgage, LLC
2 Bay Rd, South Hamilton, MA 01982
9786977025
Salem Five Bank
2 Bay Rd, South Hamilton, MA 01982
9784680596
An FHA loan specialist in South Hamilton Massachusetts can guide you through the process of obtaining a government-backed mortgage. Massachusetts has specific property condition requirements for FHA loans, including a minimum property standard inspection. Working with a local specialist helps ensure you meet all state and federal guidelines for your home purchase or refinance.
What Does a FHA Loan Specialist in South Hamilton Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms and down payment. Closing costs in Essex County average 2% to 5% of the purchase price. These are general estimates and your actual costs will vary based on your specific loan and financial situation. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in South Hamilton?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They also coordinate with appraisers and lenders to meet Massachusetts specific property standards.
What are the FHA loan limits for South Hamilton Massachusetts?
FHA loan limits in South Hamilton follow Essex County guidelines. For 2024 the single-family home limit is typically around $766,550. Limits can change annually so check with a specialist for current numbers.
Do I need a special inspection for an FHA loan in Massachusetts?
Yes. FHA loans require a property appraisal that includes a health and safety inspection. Massachusetts also requires a lead paint inspection for homes built before 1978. The specialist can help you schedule these inspections.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.