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Find FHA Loan Specialists Near You in Concord, MA

Directory of fha loan specialists in Concord, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Concord, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in Concord, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Laura Mullins
26 Main St #2, Concord, MA 01742
9783697182
Guild Mortgage Company
26 Main St #2, Concord, MA 01742
9783697182

What Does a FHA Loan Specialist in Concord Cost?

Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1 to 2 percent of the loan amount plus third-party fees for appraisal and credit report. The upfront mortgage insurance premium is 1.75 percent of the base loan amount. Monthly mortgage insurance premiums range from 0.45 to 1.05 percent annually depending on loan term and down payment. These are general estimates and actual costs vary by lender and borrower profile. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Concord Massachusetts?
FHA loan limits in Concord for 2025 are set by the Department of Housing and Urban Development based on the area median home price. For a single-family home in Middlesex County the limit is typically around 1 million dollars. Your specialist can confirm the exact amount for your specific property type.
Do I need a special license to offer FHA loans in Massachusetts?
Yes FHA loan specialists in Massachusetts must hold a valid mortgage loan originator license issued by the Massachusetts Division of Banks. They must also complete annual continuing education on federal and state lending laws including the Massachusetts Predatory Home Loan Practices Act.