Find FHA Loan Specialists in York, ME
Browse fha loan specialists serving York, Maine. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Maine before hiring.
Showing 4 fha loan specialists in York, ME
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An FHA loan specialist in York Maine can help you navigate the process of obtaining a government-backed mortgage. These loans are popular in Maine due to their lower down payment requirements and flexible credit guidelines. Local specialists understand the specific housing market conditions in York and the broader southern Maine region.
What Does a FHA Loan Specialist in York Cost?
Typical costs for FHA loan services in Maine include an upfront mortgage insurance premium UFMIP of 1.75 percent of the loan amount and an annual mortgage insurance premium MIP ranging from 0.45 to 1.05 percent. Lender fees and closing costs in York County generally range from 2 to 5 percent of the loan amount. These costs can vary based on the loan size and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for York Maine in 2025?
For 2025 the FHA loan limit for a single-family home in York County is $498,257. This limit applies to most areas in Maine and is set by the Department of Housing and Urban Development HUD.
Do I need a special license to be an FHA loan specialist in Maine?
Yes an FHA loan specialist in Maine must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System NMLS. Maine law requires all loan originators to complete pre-licensing education and pass a background check.
What is the minimum down payment for an FHA loan in Maine?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579 you may still qualify but you will need a 10 percent down payment.