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Looking for a fha loan specialist in Scarborough? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Scarborough, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 9 fha loan specialists in Scarborough, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northpoint Mortgage, Inc.
23 Spring St # D, Scarborough, ME 04074
2075581880
Jason Burnell
23 Spring St # D, Scarborough, ME 04074
2076718434
Maine Mortgage Solutions LLC
114 Holmes Rd, Scarborough, ME 04074
2077301495
Home Base Mortgage Group, LLC
243 US-1, Scarborough, ME 04074
2072155071
Seager Shoebottom – Mortgage Loan Officer at Bangor Savings Bank (NMLS #2320022)
241 US-1, Scarborough, ME 04074
2077565010
Bart English
23 Spring St # D, Scarborough, ME 04074
2078882194
Assured Mortgage Solutions
383 US-1 #1f, Scarborough, ME 04074
8557282857
Primary Residential Mortgage, Inc. - Scarborough - Mark Maroon
360 US-1 #300, Scarborough, ME 04074
2078855070
Tamika Donahue
23 Spring St # D, Scarborough, ME 04074
2075588900
An FHA loan specialist in Scarborough Maine helps homebuyers and homeowners access government backed mortgages with lower down payments. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Scarborough residents often use FHA loans for first time home purchases or refinancing in Cumberland County.
What Does a FHA Loan Specialist in Scarborough Cost?
Typical costs for an FHA loan specialist in Maine include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Origination fees range from 1,000 to 3,000 dollars depending on the lender and loan size. Closing costs in Scarborough usually total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Scarborough Maine?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They explain Maine specific requirements such as property condition standards and flood zone rules. Specialists also help you compare FHA loan terms with other mortgage options.
What are the FHA loan limits for Scarborough Maine in 2025?
For 2025 the FHA loan limit for a single family home in Cumberland County is typically around $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by HUD and can change annually based on local median home prices.
Are there Maine specific rules for FHA loans in Scarborough?
Yes Maine law requires FHA loans to comply with state foreclosure mediation rules if you fall behind on payments. Scarborough properties must also meet Maine energy efficiency standards for FHA approval. Your specialist can explain how Maine property tax exemptions affect your loan calculations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.