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Find FHA Loan Specialists in Augusta, ME

Directory of fha loan specialists in Augusta, Maine. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Augusta, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 7 fha loan specialists in Augusta, ME Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
12 Shuman Ave Ste 13, Augusta, ME 04330
2076263556
MaineHousing
26 Edison Dr, Augusta, ME 04330
8004524668
Guild Mortgage - Diane Watson
45 Memorial Cir Suite 304, Augusta, ME 04330
2079391034
Guild Mortgage Company
45 Memorial Cir Suite 304, Augusta, ME 04330
2078084298
Finance Authority of Maine
5 Community Dr Suite 102, Augusta, ME 04330
2076233263
Alex Cabral - Gold Star Mortgage Financial Group
320 Water St 2nd Floor, Augusta, ME 04330
2072162296
The Maine Loan
5 Community Dr, Augusta, ME 04332
2076233263

An FHA loan specialist in Augusta, Maine can help you navigate the Federal Housing Administration loan process. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Augusta market conditions and Maine specific property appraisal guidelines.

What Does a FHA Loan Specialist in Augusta Cost?

Typical costs for an FHA loan specialist in Maine include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Closing costs in Augusta usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Augusta Maine?
For 2024 the FHA loan limit for a single family home in Kennebec County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
Do I need a special license to originate FHA loans in Maine?
Yes all FHA loan originators in Maine must hold a valid state license through the NMLS. They must also complete annual continuing education on Maine lending laws and federal regulations.
What is the minimum down payment for an FHA loan in Maine?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. Maine first time homebuyer programs may offer additional down payment assistance.