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Looking for a fha loan specialist in Biddeford? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Biddeford, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 2 fha loan specialists in Biddeford, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jim Frechette - Geneva Financial, NMLS #1602897
180 Pool St Suite 111, Biddeford, ME 04005
2076515955
Meg Faulkner – Mortgage Loan Officer at Bangor Savings Bank NMLS 184955
208 Main St, Biddeford, ME 04005
2072899575
An FHA loan specialist in Biddeford, Maine can help you navigate the Federal Housing Administration loan process. Maine law requires all mortgage loan originators to be licensed through the state Bureau of Consumer Credit Protection. Local specialists understand Biddeford market conditions and can assist with FHA loans for single-family homes and condos in York County.
What Does a FHA Loan Specialist in Biddeford Cost?
Typical costs for an FHA loan specialist in Maine include an origination fee of 1% to 1.5% of the loan amount, plus appraisal fees of $500 to $700. Closing costs in Biddeford generally range from 3% to 5% of the purchase price. The upfront mortgage insurance premium is 1.75% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Biddeford Maine?
FHA loan limits for York County Maine in 2025 are set at $498,257 for a single-family home. This limit applies to Biddeford and surrounding areas. Limits may change annually based on median home prices.
What credit score is needed for an FHA loan in Maine?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Maine lenders may have additional overlay requirements.
Are there Maine-specific FHA loan requirements?
Maine does not have state-specific FHA loan laws, but all mortgage loans must comply with Maine Truth in Lending Act requirements. Borrowers must also meet Maine property disclosure rules for home condition and lead paint hazards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.