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Directory of fha loan specialists in Sulphur, Louisiana. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Sulphur, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 8 fha loan specialists in Sulphur, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cash Cow
543 N Cities Service Hwy, Sulphur, LA 70663
3376252119
1st Franklin Financial
1596 E Napoleon St Suite 4, Sulphur, LA 70663
3375275304
World Finance
550 N Cities Service Hwy # 1, Sulphur, LA 70663
3375282924
Tower Loan
303 S Huntington St, Sulphur, LA 70663
3372879252
A & D Financial Services
2745 E Napoleon St, Sulphur, LA 70663
3375331799
Republic Finance
2800 Maplewood Dr #2, Sulphur, LA 70663
3376256884
First Federal Bank Of Louisiana
2940 Ruth St, Sulphur, LA 70665
3375287777
Tru Housing Solutions
200 Doiron St, Sulphur, LA 70663
3378025078
An FHA loan specialist in Sulphur, Louisiana helps homebuyers navigate FHA-insured mortgages, which are popular for their low down payment requirements. Louisiana law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists in Sulphur can guide you through local property appraisals and flood zone requirements common to Southwest Louisiana.
What Does a FHA Loan Specialist in Sulphur Cost?
Typical costs for an FHA loan specialist in Louisiana include an origination fee of 1 to 1.5 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third-party costs like appraisal, credit report, and title search add 500 to 1,500 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Sulphur?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set its own requirements above these federal minimums.
Are there Louisiana-specific rules for FHA loans?
Louisiana follows standard FHA guidelines but also requires a property survey in some cases. The state also has specific laws regarding mortgage broker fees and disclosures under the Louisiana Residential Mortgage Lending Act. Flood insurance is often required for properties in Calcasieu Parish flood zones.
How long does the FHA loan process take in Sulphur?
The typical FHA loan process in Louisiana takes 30 to 45 days from application to closing. Delays can occur due to appraisal backlogs or title issues. Your specialist will provide a timeline based on your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.