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FHA Loan Specialists in Haughton, LA

Directory of fha loan specialists in Haughton, Louisiana. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Haughton, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 3 fha loan specialists in Haughton, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BOM Bank
2111 US-80, Haughton, LA 71037
3189494173
DSLD Homes - Legacy Pointe
203 Berkshire Pl, Haughton, LA 71037
3185796783
Chase Mortgage
4699 US-80 E, Haughton, LA 71037
3182262725

An FHA loan specialist in Haughton, Louisiana helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular in the area due to lower down payment requirements and flexible credit guidelines. Louisiana law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Haughton Cost?

Typical costs for an FHA loan specialist in Louisiana include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees vary but often fall between 500 and 1,500 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Haughton?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. Each lender may set its own requirements above the FHA minimum.
How long does the FHA loan process take in Louisiana?
The FHA loan process in Louisiana usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. Louisiana law requires a 3-day right of rescission after signing loan documents.
Are there property requirements for FHA loans in Haughton?
Yes, the property must meet FHA minimum property standards for safety and livability. A licensed appraiser will inspect the home to ensure it meets these standards. In Louisiana, properties in flood zones require flood insurance as a condition of the loan.