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Find FHA Loan Specialists in Harvey, LA

Browse fha loan specialists serving Harvey, Louisiana. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Harvey, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 4 fha loan specialists in Harvey, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1801 Manhattan Blvd Ste. F, Harvey, LA 70058
5043629710
Cash Cow
1950 Manhattan Blvd, Harvey, LA 70058
5043622408
Tower Loan
1950 Manhattan Blvd Unit 105, Harvey, LA 70058
5043631691
Southern Loan Servicing
2325 Manhattan Blvd, Harvey, LA 70058
5043672512

FHA loan specialists in Harvey, Louisiana help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Louisiana law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Harvey residents can benefit from local specialists who understand the unique housing market and flood insurance requirements in Jefferson Parish.

What Does a FHA Loan Specialist in Harvey Cost?

Typical costs for an FHA loan in Louisiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Harvey generally range from 2 to 5 percent of the purchase price, including appraisal fees of around 500 dollars and title insurance. These costs vary based on loan size, credit score, and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan and how does it work in Louisiana?
An FHA loan is a mortgage insured by the Federal Housing Administration that allows down payments as low as 3.5 percent. In Louisiana, these loans are popular for first-time homebuyers and those with credit scores as low as 580. The loan must be used for a primary residence and meets specific property condition standards.
What are the income and credit requirements for an FHA loan in Harvey?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment or 500 with a 10 percent down payment. Debt-to-income ratios typically cannot exceed 43 percent. Louisiana does not have state-specific income limits for standard FHA loans, but borrowers must show stable employment and income for at least two years.
How do I find a licensed FHA loan specialist in Harvey Louisiana?
You can search for licensed mortgage loan originators on the Nationwide Multistate Licensing System website. Look for specialists who have experience with FHA loans and are familiar with Jefferson Parish property requirements. Always verify the license is active and in good standing before proceeding.