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Looking for a fha loan specialist in Houma? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Houma, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 18 fha loan specialists in Houma, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assurance Financial - Houma
1227 St Charles St Ste. B, Houma, LA 70360
9858687554
1st Franklin Financial
209 Bayou Gardens Blvd Suite I, Houma, LA 70364
9852230111
Allegiance Home Lending
1612 Polk St, Houma, LA 70360
9858685950
Courtney Arceneaux - Mortgage Lender
1227 St Charles St suite b, Houma, LA 70360
9858603371
Annette Collins, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
9853818873
Mike Domangue, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
9856880155
Regional Finance
292 S Hollywood Rd Suite I, Houma, LA 70360
9852354387
Houma Mortgage & Loan Inc
812 Barrow St, Houma, LA 70360
9858764934
Southwest Funding
188 Enterprise Dr, Houma, LA 70360
9852621750
La Maison Mortgage Corporation
521 Goode St, Houma, LA 70360
9858578524
Renee Dupre Morgage Loan Officer
521 Goode St, Houma, LA 70360
5043306448
First Choice Mortgage
6468 W Park Ave, Houma, LA 70364
9858737772
Southern Mortgage Lending Inc
6652 W Park Ave, Houma, LA 70364
9858764100
Chase Home Lending
1402 St Charles St, Houma, LA 70360
9857466099
Victoria Prosperie - Chase Home Lending Advisor - NMLS ID 397810
1402 St Charles St, Houma, LA 70360
9857466099
Commercial Real Estate Mortgage Loans Houma LA
208 Marleen St B - 2, Houma, LA 70364
2252675575
Bobbi D. Landry, Sr. Mortgage Advisor
1612 Polk St, Houma, LA 70360
9857902672
Chase Mortgage
573 Grand Caillou Rd, Houma, LA 70363
6145700866
FHA loan specialists in Houma, Louisiana help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Louisiana law requires lenders to provide specific disclosures under the Louisiana Residential Mortgage Lending Act. These specialists guide clients through local property appraisals and FHA guidelines specific to Terrebonne Parish.
What Does a FHA Loan Specialist in Houma Cost?
Typical costs for an FHA loan specialist in Louisiana include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms. Third-party costs for appraisal, credit report, and title services add $500 to $1,500. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Houma?
An FHA loan specialist is a mortgage professional who helps borrowers apply for Federal Housing Administration insured loans. In Houma, they assist with down payment assistance programs and local lender requirements.
What are the FHA loan limits for Houma Louisiana?
FHA loan limits for Terrebonne Parish in 2025 are set by HUD. For a single-family home, the floor limit is typically around $498,257, but higher cost areas may have limits up to $1,149,825. A specialist can confirm current limits.
How long does an FHA loan approval take in Louisiana?
FHA loan approval in Louisiana usually takes 30 to 45 days from application to closing. Delays can occur if property appraisals or income documentation require additional review.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.